$10,000–$500,000
Unsecured business loans
For established New Zealand businesses with consistent trading history and cash flow.
Explore this option ↗Fast business finance for New Zealand
Business funding.
Without the wait.
One quick enquiry gives your business access to flexible funding options, expert help and the possibility of funds within 24 hours.*
✓ No obligation✓ NZ business specialists✓ Secure enquiry
One enquiry. Multiple options.
Finance built around
your business
Whether you need cash flow today or capital for tomorrow, we help connect New Zealand businesses with practical funding options.
$10,000–$100,000
Business line of credit
Flexible access to working capital for stock, suppliers, payroll and everyday opportunities.
Explore this option ↗$20,000–$500,000
Secured & bridging finance
Fast property-secured options for urgent, short-term and larger business funding needs.
Explore this option ↗Why 24 Hour Finance
Clear, practical finance.
Human help included.
No complicated bank language. No endless forms. Just a straightforward path from enquiry to the right business finance option.
See what you may qualify for →Fast answers
A specialist reviews your enquiry and aims to provide an initial response quickly.
One simple application
Tell us what you need once and we will help match you with an appropriate option.
New Zealand specialists
Speak with a real person who understands the needs of Kiwi business owners.
Options for real businesses
Funding can support cash flow, stock, equipment, growth, tax obligations and more.
How it works
Three steps to a clearer answer
Tell us what you need
Complete the secure online enquiry in around 60 seconds.
Speak with a specialist
We review your needs, explain the options and request only what is required.
Choose with confidence
Review the full costs and terms before deciding whether to proceed.
Common questions
Good finance starts
with clear answers
How quickly can funding happen?+
Some applications can be approved and funded in as little as 24 hours. Timing depends on the lender, loan type, information supplied and your circumstances.
Will applying affect my credit score?+
An initial enquiry does not automatically mean a full credit enquiry. If a lender needs a credit check, you will be told as part of the application process.
What does it cost to enquire?+
There is no charge to submit an enquiry or speak with a finance specialist. Any lender rates and fees will be disclosed before you accept an offer.
What can business finance be used for?+
Common purposes include working capital, stock, equipment, marketing, tax, renovations, bridging a short-term gap and business growth.
Ready when you are
Your next business move
could start today.
Apply in around a minute. A New Zealand finance specialist will take it from there.
Start your enquiry →